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Retired and Inspired at 55
Thoughts and Musings on Early Retirement

Early Retirement Can be Yours
Welcome to my blog on early retirement. It took a lot of planning and discipline but I was able to retire at 55 in February 2020. I'll share how I did it, and my experiences in retirement.
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Biden Won, But ……
I wrote the below post on November 4th when it still looked like Trump was on his way to another 4 years. That didn’t happen, and...

fhoth3
Nov 9, 20204 min read
Don't Fall Back
Now that we are back to Standard Time and it is dark by 5:00, and the weather is turning colder, it’s easy to become deflated. This can...

fhoth3
Nov 2, 20202 min read
It Takes Time To Adjust
Not only does your brain need time to adjust to retirement, your body does too. You’ve likely completely changed your daily routine, or...

fhoth3
Oct 26, 20203 min read
Fulfillment After 50
A common thread I found when speaking with co-workers over 50, and within myself, is that after 50 having a fulfilling role is more...

fhoth3
Oct 19, 20204 min read
Friends
Friends are our lifeline in tough times, and we sure are in tough times right now. Whether you’ve got more friends than you can count or...

fhoth3
Oct 13, 20203 min read
Volunteering
As early retirement started to become attainable I began thinking about how I could use my skills and experience to make a difference...

fhoth3
Oct 5, 20202 min read
WIIFM
One more Post inspired by this election season. A second call to action. Next Post I’ll be back to musings on early retirement - I...

fhoth3
Sep 28, 20203 min read
Make a Difference
I had intended for this post to be a call to volunteer, to put your skills and experience to use to help others, but the passing of Ruth...

fhoth3
Sep 21, 20202 min read
Open Your Windows
This week’s topic was inspired by the fall-like weather we recently received that enabled us to finally turn off the air conditioner and...

fhoth3
Sep 14, 20202 min read
To Dine or Not To Dine
I hope you all enjoyed the Labor Day holiday weekend. Our big question over the long holiday weekend was whether or not to embrace indoor...

fhoth3
Sep 8, 20203 min read
Having Fun with Spam Callers
Let me preface this post with the disclaimer that I do not necessarily advocate such actions, no matter how much fun they can be. This...

fhoth3
Aug 31, 20202 min read
Retirement Time vs Working Time
Once you retire, you have the advantage of being able to be on your own time instead of having your schedule ruled by work. It took a...

fhoth3
Aug 24, 20202 min read
Almost Cut My Hair
Those of you old enough – or into classic rock – will recognize the CSNY song title I borrowed for the title of this post. While the...

fhoth3
Aug 17, 20202 min read
Cleaning Out Your Closets
This past Friday was the 6 month anniversary of my retirement date. The time sure went fast! I’m sure not having to be on Zoom calls all...

fhoth3
Aug 10, 20202 min read
Letting Go of Old Routines?
Having trouble letting go of your old routines from all those years of working? It can be scary to let go of the routines you had for so...

fhoth3
Aug 4, 20203 min read
Retired While Your Spouse Still Works?
You just retired but your spouse / significant other still works. This presents challenges and opportunities – for both of you. The...

fhoth3
Jul 27, 20204 min read
Why Retire Early?
Retirement is no longer what it once was. It has become the opportunity to re-invent yourself, to tackle those bucket list items, to do...

fhoth3
Jul 20, 20203 min read
Vacation without E-mail
This post comes to you from Stevensville, MD on a short vacation with our nieces (20, 18 & 14) and nephew (17). Vacations have become...

fhoth3
Jul 13, 20203 min read
It Takes Discipline to Retire Early
My last day of work, February 7, 2020, was exhilarating and scary. I was ecstatic that all my planning and discipline had paid off, but...

fhoth3
Jul 8, 20202 min read
Opportunities From Covid-19?
Welcome to the first actual post on my new blog about early retirement. My original plan was to start with some info on how I was able to...

fhoth3
Jul 3, 20203 min read
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The articles in this blog are for informational purposes only and are not intended as legal advice, financial advice, emotional advice or counsel.
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