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Retired and Inspired at 55
Thoughts and Musings on Early Retirement

Early Retirement Can be Yours
Welcome to my blog on early retirement. It took a lot of planning and discipline but I was able to retire at 55 in February 2020. I'll share how I did it, and my experiences in retirement.
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Your Words and Actions Matter
Our words and actions have far more impact than we often realize. That is particularly true with small children who are sponges,...

fhoth3
May 13, 20243 min read
Retirement Time vs Working Time
I wrote this post shortly after retiring but was reminded of it when talking with friends who are getting ready to retire. Once you...

fhoth3
May 6, 20243 min read
Add Energy to the Boring
When I asked a friend how he beat the competition as a small player in a couple of businesses re-selling fairly mundane products his...

fhoth3
Apr 29, 20242 min read
What’s the Rush?
This post is a re-boot of one of my first articles about the transition from working full time to retirement. A recent conversation with...

fhoth3
Apr 22, 20243 min read
Can You Believe it?
A slightly tongue in cheek post this week but with some sound psychological basis, courtesy of comedian Alex Edelman in his “Just For Us”...

fhoth3
Apr 15, 20242 min read
Beware Short Term Gain Causing Long Term Loss
This topic came to mind after speaking with a friend who recently took a part-time job as his family needs additional income. In speaking...

fhoth3
Apr 8, 20242 min read
Make Every Moment More – Really?
This is the 3rd round for this post written originally just before Christmas in 2022. Now with hockey and basketball approaching playoff...

fhoth3
Apr 1, 20243 min read
Spring in My Step Again
Spring is finally here and that means outdoor activities are picking up. For me that means cleaning up the yard from winter (ugh!), walks...

fhoth3
Mar 25, 20243 min read
Just Because It’s Different Doesn’t Mean It’s Bad
Change is about the only thing that is constant nowadays and we have the choice to roll with it or fight it. Coming from a corporate...

fhoth3
Mar 18, 20243 min read
Let Go
Getting my new hip forced me to let go of doing many things around our house for a few weeks. My wife had to take care of several chores...

fhoth3
Mar 11, 20242 min read
Give Your Brain a Rest
This is not to suggest that you shut down your brain completely and wander aimlessly for a bit. Rather it is a call to unplug...

fhoth3
Mar 4, 20242 min read
Taxes – Plan for Retirement Changes – Redux
Now that tax season is upon us, I figured it was a good time to re-post this one from 2021. Your taxes will not only be impacted for the...

fhoth3
Feb 12, 20242 min read
Retraining Ourselves
Over time we get into habits in our daily lives. Both physical and mental ones that can be good for us or can hold us back. Retraining...

fhoth3
Feb 5, 20243 min read
What Are You Going to Do When They Come for You?
With election craziness already in full swing I got to thinking about how the extremist minorities in both parties have taken control,...

fhoth3
Jan 29, 20244 min read
Preparation is Key
I’ve always taken my workouts seriously, both weights and cardio, but once my hip surgery was scheduled I increased my focus on...

fhoth3
Jan 22, 20242 min read
Life is All About the Pool You Play In
Thanks to Stephen Pastis and his Pearls Before Swine comic of 12-10-2023 for inspiring this post. In it, a character encounters a group...

fhoth3
Jan 15, 20243 min read
2023 – A Look Back
2023, a return to normal – for the most part. Almost 4 years into my retirement and these 4 years have flown by. This year was a blur at...

fhoth3
Jan 8, 20245 min read
New Hip for Christmas
This post is for all the Boomers and GenXers who have hip or knee issues but are putting off surgery due to fear or the false belief that...

fhoth3
Dec 18, 20233 min read
Just Use the App
This post was inspired by an experience my wife had during a recent trip to Home Depot when she was trying to locate an item in the...

fhoth3
Dec 11, 20232 min read
Cyber Monday Madness
As I type this late in the afternoon of Cyber Monday my inbox continues to be inundated with emails promising amazing deals only...

fhoth3
Dec 4, 20232 min read
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The articles in this blog are for informational purposes only and are not intended as legal advice, financial advice, emotional advice or counsel.
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