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Retired and Inspired at 55
Thoughts and Musings on Early Retirement

Early Retirement Can be Yours
Welcome to my blog on early retirement. It took a lot of planning and discipline but I was able to retire at 55 in February 2020. I'll share how I did it, and my experiences in retirement.
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Adapt in Order to Make Progress
Another previous post that I was reminded of by being in the process of adapting to some of life’s changes this spring....

fhoth3
May 19, 20254 min read
5 Years and Still Going
It will very soon be 5 years since I started this writing journey in June of 2020, and it sure has gone fast. I started my blog as a way...

fhoth3
May 12, 20252 min read
Don’t Let Your Brain Retire
As I approach 5 years of writing this blog, another of my first posts jumped out while I was reminiscing, so I am re-issuing this one as...

fhoth3
May 5, 20253 min read
Babes In Breweryland
For those of you thinking this will be about pretty women at breweries you are incorrect. The babes referred to here are those of the...

fhoth3
Apr 28, 20253 min read
Beware of Medical Billing Practices
A new round of medical billing errors following a recent procedure that required several phone calls to straighten out, reminded me of...

fhoth3
Apr 21, 20253 min read
Where’s Your New Hangout?
When our local brewery – Ashton Brewing – closed at the end of December all of us regulars had the same question for each other: “where...

fhoth3
Apr 14, 20253 min read
How I Retired at 55
It’s been just over 5 years since I retired and time sure has flown by. Here is my first post as a potential reference for those of you...

fhoth3
Apr 7, 20252 min read
Wisdom of Age
I touched on this topic in “Hangin’ With the Band” but wanted to delve a little deeper into how the wisdom of age can benefit us if we...

fhoth3
Mar 31, 20252 min read
Hypocrisy Rules
Bringing this post back due to the current political climate as we barrel into chaos with this country drifting in a sea of division....

fhoth3
Mar 24, 20255 min read
Last Train to Islamorada
Our latest, and likely last, trip to Islamorada was a lot of fun, with perfect weather the entire time. Changes to the property by the...

fhoth3
Mar 17, 20254 min read
What Are You Going to Do When They Come for You?
Almost 2 months into Trump’s return to the throne, and Elon’s ascension to master of “disruption” (an unelected bureaucrat running a new...

fhoth3
Mar 10, 20254 min read
Connect the Dots
A former co-worker had the following as part of her email signature: “I connect the dots; how can I help you”. It was a unique way of...

fhoth3
Mar 3, 20252 min read
Keep Up with Your Medical Checks
It’s funny how as we age those conversations around health and medical procedures that were so uncomfortable in our younger years are now...

fhoth3
Feb 10, 20252 min read
You Gotta Break a Lot of Eggs
After getting on a streak of several successful omelets in a row, I was reminded of this post from mid-2021 during the Covid lockdown....

fhoth3
Feb 3, 20253 min read
Get Back into Your Fitness Routine
I keep a pretty solid workout routine most of the time. Lifting weights three days a week and riding my bike three days a week (indoor...

fhoth3
Jan 27, 20252 min read
Lights, Camera, Action
For 9 weeks in the fall of last year I attended production classes at our local community television station -...

fhoth3
Jan 20, 20253 min read
America, the Reality Show
Note: This post is a sarcastic take on the next 4 years. It is not meant as serious political commentary. I hope the next 4 years...

fhoth3
Jan 13, 20252 min read
What Do You Want to Do When You Grow Up?
With the new year upon us I am re-issuing this post about retirement being a new beginning. May the new year bring good health and much happiness your way. A recent conversation with a friend at her nieces’ graduation party (one from college, the other from high school) provided the opportunity for me to show her that retirement is not an end but a chance to begin again and reinvent yourself. As we talked, she said she was looking forward to retiring – eventually – b

fhoth3
Jan 6, 20253 min read
Year End 2024
I can’t believe this is my 5th year-end post. Time sure has flown by since I escaped the corporate hamster wheel. Covid took most of the first 2 years but even those sped past me. It is certainly true that the older we get the faster time passes – and it makes sense since as we age, each year is a smaller portion of our whole life. It’s been yet another crazy year with some super highs and super lows. Thankfully more highs than lows, but throw in the election cycle and elect

fhoth3
Dec 16, 20244 min read
News vs Misinformation
With ratings, hits, and views being more important than worthwhile or accurate content, we are bombarded with “news” that is twisted to fit the core audience of whatever platform it’s on. Even once-reliably-objective sources have drifted to the right or left - a little further each year. And the advent of X, TikTok and a myriad of other platforms has enabled more precisely targeted messaging to ever more closed-minded audiences who take every post as the truth no matter how o

fhoth3
Dec 9, 20243 min read
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The articles in this blog are for informational purposes only and are not intended as legal advice, financial advice, emotional advice or counsel.
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