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Retired and Inspired at 55
Thoughts and Musings on Early Retirement

Early Retirement Can be Yours
Welcome to my blog on early retirement. It took a lot of planning and discipline but I was able to retire at 55 in February 2020. I'll share how I did it, and my experiences in retirement.
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What’s In It For Me (WIIFM)
With a major election upon us it’s time to think carefully about the candidates we choose to vote for. If you watch TV or listen to the radio you are bombarded with ads for local and national candidates when election season rolls around. And if you’ve been paying attention to these ads, you’ve noticed that over time they have changed from telling you why you should vote for the candidate to telling you why you shouldn’t vote for the opponent. Those ads make me wonder what

fhoth3
Oct 28, 20243 min read
It’s Just a Game
This post was inspired by attending the recent Cowboys – Giants game at Metlife Stadium. The key word being “game”. Many fans of these divisional rivals have strong feelings for their team and perhaps even stronger feelings against the other team, so I expected to hear a lot of trash talking back and forth and to see a lot of posturing. Both were going strong in the parking lot before the game and got stronger in the stadium. For most fans, the good-natured ribbing is part of

fhoth3
Oct 21, 20243 min read
Walking the Dog
It started out in the early spring as a way to help a neighbor who broke her ankle and couldn’t take her dog for walks. She has a fenced-in yard so the dog – Bailey – could do her business outside but needed exercise and to work off some energy. I needed both of those last things too as I was still getting used to my new hip (for those wise asses among you, we have indoor plumbing so I am good there). I had never consistently walked a dog before as we’ve had cats that

fhoth3
Oct 14, 20243 min read
You Gotta Listen Too
I was recently at a meeting and started making small talk with those seated around me. As everyone had something in common – the thing that brought us to this meeting – there were many stories to hear and to tell. One person at my table had the telling part down but wasn’t up to the listening part. He had great stories and loved to tell them, but immediately glazed over visibly when the other person in the “conversation” spoke. I was that person for a bit and actively liste

fhoth3
Oct 7, 20242 min read
Friends
Friends are our lifeline in tough times, and we sure are in tough times right now. Whether you’ve got more friends than you can count or have only a couple of really close friends, interacting with them provides energy and lifts your spirits. As the years go by, friends, like the tide, come in and out of our lives. We make new friends and some old friends drift away as our lives diverge. Kids make friends easily, but as we get older it seems harder to make new friends.

fhoth3
Sep 30, 20243 min read
Back to the Office?
With companies bringing more of their employees back to the office I’ve had many conversations with still-working friends about the pros and cons of office life. The cons, other than commuting again, are, I thought, mainly about shifting from the convenience of being home. The pros are based on physically being with your team; improved communication, increased productivity, and the ability for ad hoc live sessions to address issues or work on planning. A former co-work

fhoth3
Sep 23, 20243 min read
Financial Advisor
Talking with several friends who are nearing retirement, the conversation quickly turns to finances and how to ensure there is enough money for the retirement they want. With that in mind, I am re-posting this one from early 2021to get the message out to readers who joined me after the original was written. I’ve had this topic on my list since the beginning of this blog, but never got around to writing it until I was reminded of it when speaking with a friend who is re

fhoth3
Sep 16, 20243 min read
Disposable World
We live in an increasingly disposable world. More and more products are made for single use then disposal or are created based on planned...

fhoth3
Aug 26, 20242 min read
Cats in the Window
This post was originally released in the late fall a couple of years ago, but when we were recently able to open the windows for a few...

fhoth3
Aug 19, 20243 min read
Hangin’ With the Band
This started as a post about how we tend to become more cautious with age (I refer to this as part of the wisdom we gain through...

fhoth3
Aug 12, 20243 min read
Friends, Family, and Coincidence
This post was inspired by a series of events that made a potentially bad situation much easier. A few Wednesdays ago I was working...

fhoth3
Aug 5, 20243 min read
Hypocrisy Rules
Another post coming back, with a few updates, due to the current political climate as we barrel toward the presidential election with...

fhoth3
Jul 29, 20245 min read
Technology: Uniter or Divider?
A few mornings ago when I went outside to get our paper – yes, we still get a real newspaper – a teenager from down the street was...

fhoth3
Jul 22, 20244 min read
Listen to Your Body
The ongoing heat wave has reminded me of the importance of listening to our bodies as we age so I resurrected this post from a few years...

fhoth3
Jul 15, 20243 min read
Road Food: Memorable Meals from Our Travels
This is a side trip in my Travel Memories series focused on memorable meals. Food on the road is an integral part of any trip and can...

fhoth3
Jul 1, 20244 min read
Ask the Locals
With summer upon us and vacations & travel top of mind, I am re-posting the below from 2021 as a reminder of the best sources of...

fhoth3
Jun 24, 20243 min read
The Paths You Take
This post was inspired by a friend who sent me this quote from John Muir: “Of all the paths you take in life, make sure a few of them are...

fhoth3
Jun 17, 20242 min read
Simple Gestures – Big Results
Along the lines of my recent post “Your Words and Actions Matter”, this post is about how we can impact others. Intentional, simple...

fhoth3
Jun 10, 20243 min read
Volunteer - to Give Back
Shortly after starting this blog I wrote about volunteering as an advisor on a project for Crossroads4Hope - https://crossroads4hope.org/...

fhoth3
Jun 3, 20243 min read
Fulfillment After 50
A common thread I found when speaking with co-workers over 50, and within myself, is that after 50 having a fulfilling role is more...

fhoth3
May 20, 20244 min read
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The articles in this blog are for informational purposes only and are not intended as legal advice, financial advice, emotional advice or counsel.
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